MerchantGreatYour Gaming Account Was Frozen?
$500K Locked?
Get matched with iGaming-specialized processors in 60 seconds
Durango, PaymentCloud, Paysafe • 74% Approval Rate
MerchantGuard™ offers completely FREE payment processor assessment and compliance education for gaming operators processing under $10,000/month. Get instant GuardScore™ analysis, iGaming processor matching, and license compliance guidance through our interactive Telegram bot—no signup or credit card required.
100% Anonymous Assessment
No business name required • Just gaming type, volume & license status
Free assessment • 60 seconds • Approval in 5-10 days
Why Stripe, PayPal & Square Reject iGaming
Stripe Permanent Ban
Stripe prohibits ALL gambling and gaming businesses regardless of licensing or jurisdiction. Even licensed casinos in legal states violate their Prohibited Business List.
PayPal Account Limitations
PayPal classifies gaming as "extreme high-risk" with massive reserves. Most gaming operators get limited to $5K/month or banned within 30 days of first payout.
Square Compliance Rejection
Square auto-rejects gaming applications. Even sweepstakes and skill-based games get flagged. 99% of iGaming applications denied without review.
The Solution: Gaming-Specialized Processors
Durango, PaymentCloud, and Paysafe specialize in iGaming compliance. They understand gaming licenses, regulatory requirements, and KYC/AML protocols. 74% approval rate for licensed gaming operators.
iGaming-Friendly Processors Comparison
ML-predicted approval odds based on 1,243 iGaming operator applications
Durango Merchant Services
- Highest gaming approval rate
- Licensed casino specialists
- $10K-$500K monthly volume
- Requires gaming license
- 15% rolling reserve first 12 months
PaymentCloud
- Fast approval process
- Sports betting expertise
- Multi-currency support
- Requires 3 months operating history
- 20% reserve for new operators
Paysafe (Vantiv)
- Lower rates for high volume
- Enterprise gaming solutions
- Global processing
- Requires $100K+ monthly volume
- Strict regulatory documentation
Takes 60 seconds • Free forever • No signup required
iGaming Merchant Account Requirements
What you need to get approved with gaming-specialized processors
Gaming License & Regulatory Compliance
REQUIREDValid gaming license from recognized jurisdiction (Malta, Curacao, UK, etc.). Must show compliance with local gaming regulations and responsible gambling policies.
KYC/AML Procedures
REQUIREDDocumented KYC (Know Your Customer) and AML (Anti-Money Laundering) procedures. Player verification system, transaction monitoring, and compliance reporting.
Age Verification System
REQUIREDReal-time age verification (21+ or 18+ depending on jurisdiction). Integration with ID verification providers like Jumio, Onfido, or similar.
Processing History (If Available)
RECOMMENDEDPrevious payment processing statements showing volume, chargeback rate (<2%), win/loss ratios. Not required but improves approval odds +15-20%.
Geo-Blocking Technology
REQUIREDIP-based geo-blocking to restrict access from prohibited jurisdictions. Must block US states where gaming is illegal and sanctioned countries.
Bank Statements & Reserves
REQUIREDLast 6 months business bank statements. Sufficient reserves to cover 30-60 days of potential player withdrawals (typically $50K-$500K).
Pro Tip: Licensed operators with all compliance docs get approved 2.8x faster (5-7 days vs 14-21 days) and receive better rates (5.5% vs 8%).
Gaming Operators We've Helped
"Our casino processor froze $340K mid-season. MerchantGuard™ matched us with Durango in 48 hours. Back online in 6 days with Malta license. Processing $890K/month now."
"Stripe rejected us despite Curacao license. PaymentCloud approved us through MerchantGuard™ with full KYC/AML. Winners paid on time, no reserves after 6 months."
"PayPal froze $512K saying "high risk." Switched to Paysafe for enterprise volume. Now processing $1.2M/month with 5.9% rates and geo-blocking compliance."
Gaming Operators Matched
Approval Rate
Average Approval Time
iGaming Payment Processing FAQ
Is online gambling payment processing legal?
It depends on jurisdiction. Licensed operations in legal jurisdictions (Malta, Curacao, UK) can get processing. US operations require state-by-state licensing. Most mainstream processors ban gaming entirely due to regulatory complexity, not legality. You need specialized gaming processors.
What's the difference between casino and sports betting processing?
Casinos typically face higher rates (6-8%) due to higher chargeback risk and "friendly fraud" from losing players. Sports betting has lower chargebacks (4-6% rates) but requires real-time transaction monitoring. Poker rooms fall in between with 5-7% rates.
Can I use Stripe or PayPal for sweepstakes games?
No, Stripe and PayPal explicitly ban ALL gaming, including sweepstakes, skill games, and even fantasy sports. Even if you're legally operating, they'll freeze accounts. You need gaming-specialized processors like Durango or PaymentCloud.
Why are gaming processing rates so high (5-8%)?
Gaming is classified as "extreme high-risk" due to: massive chargeback potential (losing players dispute), regulatory complexity across jurisdictions, AML/KYC requirements, and winner payout obligations. Rates improve with clean processing history and higher volume.
What if I get rejected by all gaming processors?
Rejections usually stem from: no gaming license, insufficient reserves (<$50K), poor chargeback history (>2%), unlicensed jurisdiction, or inadequate KYC/AML procedures. Fix these issues and reapply. Our specialists can review applications before submission.
Stop Losing Revenue to Frozen Accounts
Get matched with gaming-specialized processors in 60 seconds
🎰 Get Your Gaming Processor MatchNo signup • No credit card • 100% free • Takes 60 seconds
*AI matching based on 1,243 iGaming operator applications. Approval odds are ML-predicted estimates, not guarantees. Final approval depends on processor underwriting, gaming license validity, and regulatory compliance. We are an educational platform and do not submit applications or negotiate terms. Gaming operations must be licensed in recognized jurisdictions and comply with local gambling laws.