MerchantGreatEU Merchant Account
Rejected for PSD2/GDPR?
EU merchants need PSD2 SCA-compliant processors with 2-factor authentication for payments over €30. US processors reject EU merchants due to GDPR complexity and Strong Customer Authentication requirements. EU merchants require SEPA payment support, multi-currency processing (EUR/GBP/CHF), and local payment methods to maintain operations.
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Adyen, Mollie, Stripe EU • 76% Approval Rate
EU-Friendly Payment Processors
Adyen (Amsterdam)
- PSD2/GDPR native
- SEPA & local payment methods
- Best for €100K+ volume
- Requires €100K+ monthly
- Complex integration
Mollie (Netherlands)
- Easy integration
- iDEAL, Bancontact, Sofort
- Startup-friendly
- Lower approval for high-risk
- Netherlands-focused
Stripe EU (Ireland)
- Same API as Stripe US
- Good for SaaS/digital
- Fast approval
- Rejects high-risk industries
- Strict compliance
EU Merchant Success Stories
Henrik Larsson
Digital Products, Stockholm
"Stripe US rejected us for GDPR complexity. Adyen approved us in 6 days with full PSD2 SCA support. Now processing €120K monthly with iDEAL and SEPA payments enabled."
Sophie Dubois
Subscription SaaS, Paris
"PayPal terminated us for PSD2 non-compliance. Mollie got us approved in 4 days with Bancontact and Sofort. Increased conversion by 23% with local payment methods."
Marco Rossi
E-commerce, Milan
"Square rejected us without EU entity. Stripe EU (Ireland) approved us in 5 days as foreign entity. Saved €3,200 monthly vs high-risk alternatives with proper SEPA integration."
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76% approval • PSD2/GDPR compliant • SEPA payments
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